1) I was surprised to see that short-term borrowing is often required for working capital. I didn't even know that debt financing was necessary. This stood out conspicuously to me.
2) I don't understand the entire paragraph concerning commercial banks. Particularly the section explaining on how some banks will make unsecured short-term loans, most bank loans are secured by receivables, inventories, or other assets.
3) I would ask the author about how he feels about public offerings and going public. I find this topic very interesting and a technique for companies to utilize. Another question i would ask is why small start up investments dry up so quickly?
4) I disagree with the statement the author made about the choice of a venture capitalist can be limited. I don't think it should be limited because they can make choices concerning their money.
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